The Art of Financial Consistency is a free 5-step framework for managing variable income. Download it and know exactly what to do the next time a commission check lands.
Four ways to engage -- built around where you are and what you need. Clear pricing. Clear scope. No surprises.
A comprehensive financial plan built around your income, accounts, goals, and tax picture -- delivered via recorded Loom walkthrough with if/then scenarios for every decision point. You leave with a clear roadmap and 30 days of direct email access to ask questions as you implement.
What's Included
✓Discovery Call -- first conversation to confirm fit and scope
✓Data Gathering Call -- income, accounts, goals, insurance, and more
✓Comprehensive Financial Plan Document -- tax strategy, retirement savings, cash flow, insurance, and a prioritized action list
✓Loom Video Walkthrough -- full recorded walkthrough with if/then scenarios for every decision point throughout the year
✓30-Day Email Support -- direct access to Chris for 30 days after delivery, plus ongoing access to the Loom and plan document
Who is this for?
You've never had a financial plan built around variable income and want a clear starting point
You have specific questions -- taxes on commissions, what to do with RSUs, how to structure your accounts -- that have been sitting unanswered
You're in a transition: new job, first strong commission year, big equity event, or a life change like getting married or buying a home
You want a clear roadmap you can implement yourself and refer back to as things evolve
A living financial plan updated and executed every year. 3-4 proactively scheduled calls. No limit on scope -- for as many years as it takes. We set the agenda and put it on the calendar. You don't have to chase it.
What's Included
✓Comprehensive Financial Plan -- built and updated annually around your full situation
✓3-4 Proactively Scheduled Calls Per Year -- we set the agenda and put it on the calendar; you don't have to chase it
✓Tax Strategy Year-Round -- deferred comp elections, Roth conversion windows, and contribution optimization done proactively (tax prep referred to a CPA)
✓Equity Comp and Bonus Income -- RSUs, equity grants, and bonus payouts planned around vesting schedules, tax impact, and long-term goals
✓Insurance and Risk Review -- annual review of coverage and protection gaps
A fully managed portfolio with no financial planning included. The right strategy depends on your goals, timeline, and risk tolerance -- and there are many ways to build it. Assets custodied at Charles Schwab. $250,000 minimum.
What's Included
✓Ongoing Portfolio Management -- active, discretionary management monitored and adjusted as conditions change
✓Portfolio Built for Your Situation -- designed around your goals, timeline, and risk tolerance; not a one-size template
✓Charles Schwab Custody -- all assets held at Schwab; direct account access and full visibility at all times
✓Annual Account Review Meeting -- one scheduled meeting per year to review portfolio performance and strategy
✓Ongoing Account Reporting -- regular statements and full transparency on holdings, performance, and fees
Who is this for?
You have $250,000 or more in investable assets you want actively managed by a professional team
You already have a financial plan in place and want a dedicated manager for the investment side
Your accounts are sitting in a default allocation with no real strategy behind them
You want full transparency: Schwab custody, regular statements, complete visibility into what you own and why
Ongoing financial planning and investment management working together. Discounted AUM advisory fee starting at 0.80%, plus half the standalone planning fee. $5,000 all-in minimum.
What's Included
✓Everything in Ongoing Financial Planning -- full annual planning cadence, proactive tax strategy, equity comp, estate review, comprehensive scope
A 30-minute conversation is enough to figure out the right fit. No pressure, no pitch. Just a clear look at where you are and what would actually help.
